100% FHA Financing
Never thought you could buy a home because of huge down payment?
Well, you don’t have to worry
about that with this loan.
600 minimum FICO
No Down payment
96.5% LTV FHA 30yr Fixed
1st combined with a 3.5% LTV
10yr Fixed 2nd
Non-occupant co-borrowers allowed
Single Family Residences
Detached & Attached SFR allowed Townhouse design allowed Located in PUD allowed
Condominiums
Townhouse design allowed Must NOT be in litigation
Manufactured Homes
Double Wide
2 Unit Properties
Conforming max loan amount applicable
The Happy Mortgage Company NMLS ID# 2237527 (www.nmlsconsumeraccess.org), a Licensed Mortgage Brokerage Company. This is not a commitment to make a loan. All approvals are subject to underwriting guidelines. Loans subject to borrower qualifications, property evaluation and credit approval. Rates and terms subject to
change based on market conditions and borrower eligibility.
