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Wooden Furnitures

100% FHA Financing

Never thought you could buy a home because of huge down payment?

Well, you don’t have to worry

about that with this loan.

600 minimum FICO

No Down payment
96.5% LTV FHA 30yr Fixed

1st combined with a 3.5% LTV

10yr Fixed 2nd

Non-occupant co-borrowers allowed

Single Family Residences

Detached & Attached SFR allowed Townhouse design allowed Located in PUD allowed


Townhouse design allowed Must NOT be in litigation

Manufactured Homes

Double Wide

2 Unit Properties

Conforming max loan amount applicable

The Happy Mortgage Company NMLS ID# 2237527 (, a Licensed Mortgage Brokerage Company. This is not a commitment to make a loan. All approvals are subject to underwriting guidelines. Loans subject to borrower qualifications, property evaluation and credit approval. Rates and terms subject to 

change based on market conditions and borrower eligibility.

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